Selected Newsletter Articles Just For You We feel that an informed client is our best customer. We know there is a lot of information on the Internet and it can be tough to determine what is valuable. That is why we have selected the following articles for you to view.   Affordable Care Act  Read the provisions of the Affordable Care Act, effective August 27, 2010, dealing with pre-existing condition exclusions, lifetime and annual dollar limits on benefits, rescissions, and patient protections as posted in this U.S. Department of Health and Human Services Fact Sheet.  Click this link: www.healthreform.gov/newsroom/new_patient_bill_of_rights.html

Substantiating Charitable Contributions As we approach year-end, many of us may need to catch up on our charitable contributions for a number of reasons in addition to a tax break. So, let's briefly review the IRS rules on deducting charitable contributions.   Traditional to Roth IRA Conversions Four years ago, the Tax Increase Prevention and Reconciliation Act of 2005 (TIPRA) relaxed some restrictive rules preventing many taxpayers from converting a traditional IRA to a Roth IRA, but this favorable change was not effective until 2010.   Preserving Tax Deductions for Business Travel If a taxpayer's trip is undertaken solely for business reasons, reasonable and necessary travel expenses, including travel fares, lodging, meals, and incidental expenses in getting to and from the destination are generally deductible on federal tax returns (subject to the 50% disallowance for meals and entertainment).